Terms and Conditions

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY BEFORE ACCESSING OR USING THIS WEBSITE.

Terms and Conditions of Use for Individual Investors

By accessing or using this Site, I acknowledge and agree that the information presented is general in nature, is provided for informational and educational purposes only, and does not constitute investment advice, financial advice, or any form of personalized recommendation from Kairovia Capital LLC or any of its affiliates (collectively, “Kairovia”). I further understand that Kairovia is not acting in a fiduciary capacity or providing advice tailored to my individual investment objectives, financial situation, or personal needs through this Site. Any investment strategies, opportunities, or fund-related information discussed or referenced herein, including those involving Kairovia’s allocation of capital to external platforms such as Kalshi, are presented solely for general understanding and are not intended as an offer or solicitation to buy or sell any security or investment. Before making any financial or investment decisions, including an investment in any Kairovia-managed fund or strategy, I agree to consult with my independent advisor who understands my unique circumstances and can provide guidance accordingly. Any decision to invest shall be made independently of Kairovia and based solely on my own evaluation and due diligence.

Terms and Conditions of Use

Important Legal Information

Please read these Terms and Conditions of Use (“Terms”) carefully before accessing this website. This website (the “Site”) is owned and operated by Kairovia Capital LLC, a private investment management firm, along with its affiliates (collectively, “Kairovia”). By accessing, browsing, registering for, logging into, or otherwise using the Site in any manner, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms. These Terms constitute a binding agreement between you and Kairovia and are intended to have the same legal force and effect as a signed written contract. If you do not agree to be bound by these Terms, you must immediately discontinue use of this Site and refrain from accessing any of its pages or content. By continuing to use or interact with the Site, any materials provided through it (collectively, “Content”), or any data made available for viewing or download (“Data”), you expressly consent to be governed by these Terms in full. This Site may include information presented by various Kairovia entities, each of which is solely responsible for the accuracy and content of the materials it provides. Any references to investment vehicles, strategies, or third-party platforms, such as Kalshi, are included for informational purposes only and do not constitute an offer to sell or a solicitation to buy any security or investment product.

No Offer

Nothing on this Site shall be construed as an offer to sell, a solicitation to buy, or a recommendation of any security, investment strategy, or financial instrument by Kairovia Capital LLC or any of its affiliates. The information presented herein does not constitute investment advice, a recommendation to engage in any investment transactions, or an endorsement of any specific financial strategy, including those involving Kalshi or any other market platform. No services will be provided, nor will any securities be offered or sold, in any jurisdiction where such activity would be unlawful.

This Site and its Content are intended solely for informational purposes and are made available in the United States to U.S. residents. Individuals residing outside the United States may be subject to different regulatory regimes and restrictions that are not addressed herein. Prospective investors should consult with their own legal, tax, and financial advisors to determine whether participation in any offering by Kairovia Capital LLC is suitable and legally permissible under the laws applicable to them.

Access to this Site does not constitute a public offering of securities in any jurisdiction, nor does it imply that the investment strategies described are suitable for any particular investor. Any offering will be made solely through appropriate offering documents, which should be reviewed carefully prior to any investment decision.

Certain information contained on this Site may include statements of future expectations or other forward-looking information. These statements reflect the current views of Kairovia Capital LLC’s management as of the date such statements are made. Words such as “may,” “could,” “will,” “should,” “expect,” “intend,” “anticipate,” “believe,” “estimate,” “forecast,” “project,” and similar expressions are intended to identify forward-looking statements, which inherently involve risks, assumptions, and uncertainties—many of which are beyond our control—that could cause actual outcomes to differ materially from those expressed or implied.

Kairovia Capital LLC assumes no duty to update or revise any forward-looking statements, whether as a result of new information, future developments, or otherwise. All forward-looking content should be evaluated with caution, and no reliance should be placed on such statements in making investment decisions.

Investments

Past performance is not indicative of future results. All investments involve risk, including the potential loss of principal. Kairovia Capital LLC (“Kairovia”) manages assets on behalf of its clients using proprietary strategies that are directly tied to meteorological outcomes and weather-related data. These investments are speculative in nature and may experience significant volatility, including losses, due to environmental variability, climate events, and deviations from historical patterns.

Investing in weather-based strategies involves unique and substantial risks, including model uncertainty, forecast error, data limitations, and exposure to sudden or extreme weather events. Weather markets are relatively nascent and may not exhibit the same depth, liquidity, or regulatory oversight as traditional capital markets. There may be periods where strategy performance is materially impacted by rare or unprecedented climatic anomalies, natural disasters, or global environmental shifts.

Investments in weather-driven instruments or contracts may be affected by regulatory changes, regional policy developments, or geopolitical disruptions that influence data availability or the validity of weather outcomes used in determining investment performance.

The value of an investment with Kairovia may increase or decrease, and there is no assurance that any strategy implemented by Kairovia will achieve its intended results. Clients may lose some or all of their invested capital. Kairovia does not guarantee returns or performance and makes no representation that its strategies will be profitable under all market or weather conditions.

These investments are not deposits or obligations of, or guaranteed by, any bank, and are not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC), the U.S. government, or any other regulatory agency. Certain investment strategies may not be suitable for all investors and may be subject to additional restrictions, particularly those with specific tax, legal, or liquidity considerations.

Investors should consult their financial, legal, and/or tax advisors before committing capital to Kairovia-managed strategies. This material is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities, products, or services in any jurisdiction where such an offer or solicitation would be unlawful.

In addition to weather-related strategies, Kairovia Capital LLC (“Kairovia”) reserves the right to allocate capital to, and trade in, other event-based contracts or derivatives, including but not limited to financial, geopolitical, economic, or societal outcomes, whether offered by Kalshi or other legally recognized trading platforms. Such activity may involve contracts that are distinct from meteorological inputs and may be governed by different regulatory frameworks. Any such trading will be conducted in accordance with applicable laws and Kairovia’s internal risk protocols. As with all speculative strategies, these investments carry unique risks, and prospective investors are encouraged to perform independent due diligence and consult with professional advisors before allocating capital to any strategy involving event-based contracts.

No Reliance

Although Kairovia Capital LLC (“Kairovia”) has taken reasonable steps to ensure that the information contained on this Site is accurate and current as of the date indicated, no representation or warranty, express or implied, is made as to the accuracy, completeness, reliability, or timeliness of such information. Kairovia expressly disclaims any liability for errors or omissions in the content, whether provided by Kairovia or sourced from third parties.

Certain information presented on this Site may be derived from third-party data providers, meteorological services, government agencies, or other external sources. Kairovia has not independently verified such data and makes no representations as to its accuracy, validity, or fitness for a particular purpose. The use of such third-party data is subject to change and may impact strategy performance, modeling, or decision-making.

The content and materials provided on this Site are made available solely for informational and general educational purposes. They do not constitute investment, legal, tax, accounting, or other professional advice, and should not be relied upon as such. Any opinions, forecasts, estimates, or projections on this Site reflect Kairovia’s judgment as of the date of publication and are subject to change without notice.

Users of this Site are solely responsible for evaluating the information herein and should consult with their own financial, legal, tax, or other professional advisors before making any investment or financial decisions. No content on this Site should be interpreted as a recommendation, offer, or solicitation to buy or sell any security or to pursue any particular investment strategy.

No Warranty

The information, data, forecasts, models, and opinions contained on this Site, including any hyperlinks or references to third-party websites or content, are provided “as is” and “as available” without any warranty of any kind, either express or implied. Kairovia Capital LLC (“Kairovia”) makes no representations and expressly disclaims any warranties as to the accuracy, reliability, completeness, timeliness, usefulness, merchantability, fitness for a particular purpose, title, or non-infringement of the Site, its Content, or any materials accessible through it, to the fullest extent permitted under applicable law. You acknowledge that you are solely responsible for evaluating the adequacy, accuracy, and completeness of all information provided through this Site and for any reliance you place on such information. Kairovia makes no warranty that the Site will operate uninterrupted or error-free, that any defects will be corrected, or that the Site or its servers will be free of viruses or other harmful components. All content made available by Kairovia, including models and investment signals derived from climate data, financial markets, or proprietary systems, is prepared using sources believed to be reliable; however, Kairovia does not guarantee their accuracy or predictive value and does not warrant that the Site, Content, or Data will meet your expectations or investment needs. Kairovia and its data and content providers expressly disclaim all express, implied, and statutory warranties of any kind, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Kairovia assumes no responsibility for any loss, error, delay, or technical interruption arising from the use of the Site, or from reliance on any information therein. No oral or written advice or information obtained from Kairovia, its employees, or through the Site shall create any warranty not expressly stated in these Terms and Conditions. Kairovia reserves the right to modify, restrict, suspend, or discontinue any aspect of the Site, Content, or Data at any time without notice.

No Relationship

Kairovia Capital LLC and its affiliates operate as independent entities and do not act as your agent, representative, or fiduciary in connection with these Terms and Conditions or your use of the Site. Nothing contained herein shall be construed as creating any agency, partnership, joint venture, franchise, or other form of joint enterprise between you and Kairovia. These Terms and Conditions are solely for the benefit of the parties and do not confer any rights, benefits, or remedies upon any person or entity other than you and Kairovia.

Use of Content

The materials and information available on this Site (collectively, the “Content”) are provided solely for general informational purposes. Accessing or viewing this Content does not constitute, and shall not be interpreted as, an offer to sell or a solicitation to buy any security, investment product, or service by Kairovia Capital LLC or any of its affiliates. The availability of Content does not create any advisory, fiduciary, or client relationship between you and Kairovia.

Kairovia may update, revise, or remove portions of the Content at any time and at its sole discretion. You agree to review the Site periodically for any changes or updates to the Content.

You agree to use all Content exactly as made available by Kairovia, without alteration or modification of any kind. This includes retaining all copyright, trademark, service mark, trade name, and other proprietary notices or identifiers (collectively, the “Marks”) in the same form in which they appear. You may not remove, obscure, modify, add to, or tamper with any logos, legal disclaimers, graphical elements, or proprietary notices embedded within or accompanying the Content.

You may not rebrand, co-brand, sublicense, copy, republish, redistribute, or otherwise disseminate any Content without Kairovia’s express prior written consent. You further agree not to attempt to register or claim any mark, trade name, or other designation that is confusingly similar to any Mark owned by or licensed to Kairovia.

You may access and use only the Content made available to you personally and solely for your own informational, non-commercial use. You agree not to distribute, share, or transmit any Content to third parties without prior authorization from Kairovia.

Restrictions

Unless and except as expressly permitted by these Terms and Conditions, you may not:

Grant of License

Kairovia Capital LLC grants you a limited, personal, revocable, non-exclusive, and non-transferable license to access and use this Site solely in accordance with these Terms and Conditions. This license is conditioned upon your ongoing compliance with all applicable terms herein. You may access, download, or print portions of publicly available Content on this Site on an occasional basis strictly for personal, non-commercial, academic, or informational use, provided that you retain and display all copyright, trademark, and proprietary rights notices contained in such materials. Any such use must include appropriate attribution to Kairovia Capital LLC in a form and manner acceptable to us. Any use of this Site or its Content beyond the scope explicitly granted above, such as copying, reproducing, modifying, creating derivative works, distributing, transmitting, publicly displaying, publishing, mirroring, framing, scraping, data mining, licensing, or selling, requires the prior written consent of Kairovia Capital LLC. Requests for permission should be directed to Kairovia Capital LLC 1716 Stevensan Dr, Sewickley, PA 15143, [email protected]. Unauthorized use of this Site or its Content will result in the automatic termination of the limited license granted herein and may constitute a violation of applicable intellectual property laws, including but not limited to copyright, trademark, and trade secret protections, as well as relevant commercial statutes and regulations.

Copyright and Trademarks

All content, software, files, and systems hosting this Site, including but not limited to text, graphics, images, videos, and data (collectively, the “Materials”), are either the sole property of Kairovia Capital LLC or are licensed for use by Kairovia. These Materials are protected by United States and international copyright, trademark, database, trade secret, and other intellectual property laws and regulations. Kairovia Capital LLC and its affiliates retain all rights, title, and interest in and to the Materials and any associated trademarks, service marks, logos, and trade names (collectively, the “Marks”). Except as expressly authorized by these Terms and Conditions, no rights or licenses, whether express or implied, are granted to you regarding any intellectual property contained on or associated with this Site. You agree not to reproduce, distribute, sell, publicly display, modify, or commercially exploit any of the Materials or Marks in any way without the prior written permission of Kairovia Capital LLC. Downloading or copying Materials from this Site does not grant you ownership or any other rights in the Materials or software. You further agree not to directly or indirectly challenge, oppose, or infringe upon the ownership or validity of any copyright, trademark, service mark, or other intellectual property rights held by Kairovia Capital LLC or its licensors, nor assist any third party in any such challenge.

Fair Practices

You agree to conduct yourself with integrity and transparency in all dealings related to this Site and Kairovia Capital LLC ("Kairovia"). Specifically, you will not: (a) claim or imply any authority to speak on behalf of Kairovia, or to bind Kairovia in any manner; (b) misstate, misrepresent, or otherwise distort any information concerning Kairovia, its services, strategies, personnel, or any content or data accessed through this Site; or (c) engage in conduct that is unlawful, misleading, unethical, or that may otherwise harm Kairovia’s reputation, mislead clients or prospective clients, or violate any applicable law, regulation, or standard of fair dealing.

User Representations

By using this Site, you affirm and guarantee that you will not engage in any activities that are illegal or violate these Terms of Use. This includes, but is not limited to, intentionally (a) disrupting or damaging the functionality or security of the Site, (b) gathering personal or proprietary information about other users without authorization, or (c) systematically extracting or harvesting data, content, or information from the Site for use in databases, third-party websites, or other unauthorized platforms.

Guard Your Password and Information

While Kairovia Capital LLC ("Kairovia") may not currently provide password-protected access to any portion of this Site, should such access be made available in the future, you will be solely responsible for maintaining the confidentiality of any login credentials, including your password. You agree not to disclose your password or account access details to any third party and accept full responsibility for all activities that occur under your login, whether or not you have authorized such activity. You acknowledge that any failure to safeguard your credentials could compromise the security of your information or access to confidential features. If at any point you suspect that your password has been lost, stolen, or used without your authorization, you must promptly notify Kairovia and request to have your credentials reset. Kairovia reserves the right to revoke, restrict, or suspend access to any password-protected area of the Site if it determines, in its sole discretion, that your login has been compromised, misused, or otherwise poses a security risk.

Linked Sites

This Site may include hyperlinks or references to third-party websites for your convenience. These third-party sites are generally identified by their domain names. Any mention, description, or link to external products, services, or publications does not imply endorsement, sponsorship, or affiliation with Kairovia Capital LLC unless explicitly stated. The content, accuracy, and quality of products or services offered on these external sites have not been reviewed or controlled by Kairovia Capital LLC. We disclaim all responsibility for any information or materials provided by third parties on their websites. Additionally, we reserve the right to disable or remove any links to third-party sites at our sole discretion, without prior notice.

Information Submitted By You

You should avoid submitting any confidential or proprietary information through this Site. Any information or materials you submit via the Site will be considered the exclusive property of Kairovia Capital LLC. By providing information or materials to us through the Site, you grant Kairovia Capital LLC a worldwide, unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit, and distribute such materials or information. Additionally, you agree that Kairovia Capital LLC may freely use any ideas, concepts, know-how, or techniques you submit through the Site for any purpose. Kairovia Capital LLC is not obligated to maintain confidentiality of submitted information, except where a direct customer relationship exists or as otherwise required by applicable law.

Liability Waiver

Kairovia Capital LLC, including its affiliates, directors, officers, employees, agents, and any third-party service providers, shall not be liable for any damages of any kind arising from your use or inability to use this Site or reliance on any content provided herein. This includes, without limitation, any direct, indirect, incidental, consequential, punitive, or special damages, such as lost profits, loss of data, or business interruption, regardless of whether such damages were foreseeable or whether Kairovia had knowledge of the possibility of such damages. Kairovia makes no guarantees regarding uninterrupted or error-free access to the Site, and is not responsible for any delays, defects, transmission failures, viruses, or other harmful elements that may affect your use of the Site or any information contained herein.

Events Outside Kairovia Capital LLC’s Control

You expressly release and hold harmless Kairovia Capital LLC, its affiliates, officers, directors, employees, agents, successors, and assigns from any liability or claims arising out of events beyond their reasonable control. Such events include, but are not limited to, failures or interruptions of electronic or mechanical equipment, communication networks, telephone lines, software glitches, computer viruses, data breaches, unauthorized access or theft, natural disasters (such as severe weather, earthquakes, pandemics), labor disputes, acts of war, terrorism, or any governmental actions or restrictions.

Reservation of Rights

Kairovia Capital LLC reserves the right, in its sole discretion, to update, revise, modify, or delete any portion of these Terms and Conditions at any time. Any such changes will become effective upon being posted to the Site. Your continued use of the Site after such posting will constitute your acknowledgment and acceptance of the modified Terms and Conditions. You agree that the posting of any revised Terms and Conditions on the Site will serve as sufficient and reasonable notice of such changes. It is your responsibility to review these Terms and Conditions periodically. At all times, your access to and use of the Site is governed by the version of the Terms and Conditions then in effect and by all applicable laws and regulations.

Jurisdiction and Severability

Any disputes or legal actions arising from these Terms and Conditions or your use of the Site shall be resolved exclusively in courts located in Pennsylvania. By using the Site, you consent to the personal jurisdiction and venue of these courts and acknowledge them as a convenient and appropriate forum.

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such invalidity or unenforceability shall not affect the remaining provisions, which will remain in full force and effect. The unenforceable provision will be replaced by a valid provision that most closely reflects the original intent of the parties.

For any inquiries related to these Terms and Conditions or the Site, please contact us at Kairovia Capital LLC - 1716 Stevensan Drive, Sewickley, PA 15143, [email protected]

Privacy Policy

For detailed information about how we collect, store, and use your personal information, please review our Privacy Policy.

Effective Date: July 2025